OTPPAY unique

Which makes OTPPAY unique from other Cryptobranks !!! 

Users can buy and sell cryptocurrencies instantly with a minimalist approach. Each time a customer submits a request for the services mentioned above, the Otppay project will directly match a specific request with one request on our platform and direct them so that the increased services will be met without any physical transition of the asset. Through this, we can charge a Relatively low cost within a negligible time frame. If the asset does not match, the system will retrieve the specified result from the Otppay buffer dome (cryptocurrency / fiat currency) and fulfill the order just in time.

Buy and sell:

The Otppayproject offers the best in the class, the user registration process where eKYC from the customer will be verified directly and the user can start trading instantaneously. The buy & sell feature Otppay has an auto-trading facility so that once a user assigns a predetermined value, they can sit back and relax when the Otppay app does the rest. All Otppay mobile app.

Exchange:

The Otppayproject offers a flexible crypto / fiat exchange option within the mobile wallet, where one can divert primary payment mode or exchange from crypto - crypto, crypto - fiat, fiat - crypto and fiat - fiat directly, one can enjoy the benefits of the market cryptocurrency rises or falls under shield mode when asset value falls. Its architecture is solid and built with a combination of traditional security standards (PCI-DSS) and crypto securities. With easy or simple user interface with fast access feature, and make our Otppay Exchange stand out from all other crypto exchanges in the market.

Send Accept:

With the easy use of Otppay mobile app, one can easily transfer coins from one wallet address to another instantly. Otppay is working on the "SIMPLY SWAP" model OTPPAY mobile app plans to charge a low transactional fee among the major crypto players in the market. da also offers an art pricing analysis with interactive graphics, so one can analyze the trend of values ​​before making a transfer. ...

Chatbots Otppay will give you instant updates or instant notifications about every transaction. And offers a variety of methods for sending and receiving payments from the phone book, scanning QR code or just tapping NFC. Through the currency redirection option, one receives cryptocurrency / fiat currencies.

OTPPAY Debit Card:

Otppay's main objective is to replace or bridge the existing banking system using Otppay Crypto Bank with Blockchain-powered payments, transfers, currency exchange and lending options. To achieve the goal and provide advanced liquidity solutions to customers by providing innovative mobile applications along with contactless debit cards that can be used worldwide.
Our AI & ML-powered smart engine will automatically process the conversion / exchange requests on time. Consider if you are traveling from the UK to the United States, and if you withdraw cash from an ATM, our GPS assisted mobile app instructs the Otppay server to change the requested value from crypto to fiat or fiat to fulfill the request and provide the card with the requested withdrawal amount .Thus eradicate the time and money spent on Forex transactions. Otppay offers unmatched advantages of "no upper / lower limit * on transaction volume on crypto & fiat options, cash back options & loyalty points for card users

Upper & lower limit will be set automatically depend on the holding period of the token by the user , the holding time is directly proportional to the withdrawal / spending limit Analyti Crypto Predictive cs & Negative Database: Our 24/7 Fraud monitoring system with open audit facilitation provides extra security and transparency A fully structured data analysis engine will analyze every transaction on the platform from IP monitoring;



device fingerprint, payment speed and various other limit controllers to prevent unfavorable things. Crypto Credit Rating (CCR): OTPPAY will launch the Crypto Credit Rating service where merchants and users will be profiled and updated CCR Scores will be announced. The CCR score and will be calculated taking into account many boundary conditions and geographic input so our CCR Score will be accurate. OTPPAY uses end-to-end protocols for identity authentication, risk assessment, and full credit ratings on Blockchain. Endorsement of identity will be processed by eKYC. At OTPPAY, regard customer privacy as the core.





Whenever a third party or institution accesses a CCR Score, and a system that will promptly send a warning notification, once a particular user approves the request then access will be granted to the assessor. The data will be end to end with encryption, thus providing extra security for the user.

OTPPAY Loan:

"Blockchain powered Instant OTPPAY Crypto Lending Solutions"

Through the OTPPAY Lending option, traders can lend 2X to 5X monthly Sales amounts as short-term credit. The Maximum Limit will be calculated by the merchant sales performance and CCR Score & Repayment Scheme. Users of the OTPPAY Wallpapers OTPPAY Lend Gift service to purchase products and services with merchants registered on the OTPPAY platform. All loan agreements will be monitored with smart contracts. Merchants & Customers, all active in the OTPPAY platform can benefit from OTPPAY Lending benefits without geographical restrictions.

OTPPAY's goal is to provide a complete crypto solution under one roof with a higher level of transparency and higher security standards. Bitcointalk profile:

FOR MORE INFORMATION CLICK ON LINKS BELOW:

• Pàgina web: https://otppay.io/#
• Informe tècnic: https://otppay.io/Assets/otppay-whitepaper/OTPPAY_White_paper_v1.1.pdf
• Twitter: https: / / twitter.com/otppay
• Facebook: https: // www.facebook.com/Otppay/
• Telegram: https://t.me/otppaycha

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AUTHOR:Gambangcity